Additional Protection for Wind and Hail Damage

Sola Wind & Hail Crisis Policy

Cover Your Wind & Hail Deductible

Sola’s Wind and Hail Crisis Policy helps offset rising insurance deductibles by providing a payment of $5,000 towards any out-of-pocket expense you incur after filing a claim on your home insurance for wind and hail damage.

How the Policy Works

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Step 1

A wind or hail storm goes over your insured property

Step 2

Sola uses data from the National Weather Service and other source to identify properties likely affected by the event.

Step 3

If your property is damaged, we'll send you a text and email asking you to confirm any damage and submit photos.

Step 4

The payout is determined by the EF/Wind level at your property. For hail, you'll receive the full payout if there's a 65% or higher chance your home was damaged, based on independent data.

Step 5

Use the payout to repair your home, cover your primary deductible, or for any other recovery needs!

Sola Wind & Hail Crisis Policy FAQ

How does Sola help me save money on my home insurance?

By increasing the wind and hail deductible on your main home insurance policy and filling the gap with Sola, you can save, on average, $300 a year in premiums.

What does the Wind and Hail policy provide coverage for?

Our product will pay in the event of a severe straight-line wind, hail, or tornado event. Our advanced weather algorithms, backed by decades of data, accurately determine damage and automatically reach out to you when you’ve been impacted. You won’t have to worry about filing a claim, and you’ll get your payout within days. You can then use the money to cover part of or your full deductible. We do not need evidence of receipts and you can spend the payout how you see fit.

How does Sola automatically detect if a damaging wind or hail event has occurred over your property?

Sola uses private and public weather data sources, such as NOAA and the National Weather Service, to determine if a severe and damaging wind or hail event has occurred at your property. IMPORTANT: Receiving wind or hail at your property does not automatically guarantee a payout. Your policy’s declarations page specifies the thresholds for damaging hail and high winds that must be met first to initiate a claim.